As of November 1, 2014, InstaChek is the new owner of Check Services. InstaChek,
located in Abilene, Texas, has provided check verification
and recovery of returned checks for both local and national merchants for over
three decades. We offer efficient programs to maximize net dollars back to our
clients through the reduction or elimination of bad checks at the point of sale.
combined with CheckUp - Check Authorization Network's national database provides
our customers with the largest database of high-risk check writers in the region.
data is accessible by PC-based cash registers, POS terminals, and remote locations.
is processed through a driver's license or a bank account number.
check writers are identified within a response time of 15 seconds or less.
ProcedureOccasionally, a check is taken by the merchant and returned. The
bounced check is sent directly to our office from the merchant's financial institution
and is immediately processed for collections. Our collection methods include,
contacting the check writer by phone calls and letters, notifying them of the
returned check plus the added $30.00 service fee and the state sales tax. If no
payment is made, the account is referred to the District Attorney's Office of
the County the check was accepted in. The check writer can pay for the returned
check by any of the following methods: Cash at our office, Master Card, Visa,
Discover, American Express and Electronic Funds Transfer
RemittanceInstaChek remits the entire face value of the
collected check back to the merchant on a weekly basis and retains the $30.00
fee paid by the check writer. InstaChek absorbs all additional costs.
with any questions.